A mortgage is a loan taken out to buy a house with the house acting as the collateral. Kagen Properties & Investments recognizes the difficulties facing home buyers when it comes to financing the purchase of a home. With our rich experience in mortgage lending through several years working experience in different banks’ mortgages departments, our staff are able to see the mortgages sector from the client’s perspective and provide the neccesary assistance. We take care of arranging finance for Developers, Industries & Individuals through our tie-ups with Banks and Investors.
We search for the best mortgage deals in the market for clients willing to purchase/construct houses using loans. We also obtain all the necessary details and advise our clients on the required procedures for them to qualify hence making mortgage financing easy for our clients. We are their personal financial adviser hence we assist them in all aspects of the financing of their home. Our services related to financing include:
- Collecting of documents from our customers and assisting them in determining their ability to repay the mortgage.
- Comparing the cost of various financing solutions for the purchase/construction of a selected property and ensuring that our customers get the mortgage with the best terms.
- Assisting is selecting the most cost effective mortgage solution and facilitating the mortgage application process while fast tracking the process
- Negotiating of the mortgage closing costs on behalf of the clients.
For this process, we charge a small fee of Kes. 15,000 to cover the administrative costs.
The Mortgage Process